Important information about the funds are available in their prospectuses, which can be obtained at counterpointmutualfunds.com or by calling 844-273-8637. The prospectuses should be read carefully before investing. Investors should carefully consider the investment objectives, risks, charges, and expenses of the funds managed by Counterpoint Funds. The Counterpoint Funds fund family is distributed by Northern Lights Distributors, LLC member FINRA/SIPC. Counterpoint Funds, LLC is not affiliated with Northern Lights Distributors, LLC member FINRA/SIPC.

Important Risk Information

Mutual Funds involve risk including the possible loss of principal. The use of leverage by the Fund or an Underlying Fund, such as borrowing money to purchase securities or the use of derivatives, will indirectly cause the Fund to incur additional expenses and magnify the Fund’s gains or losses. Derivative instruments involve risks different from, or possibly greater than, the risks associated with investing directly in securities and other traditional investments. There is a risk that issuers and counterparties will not make payments on securities and other investments held by the Fund, resulting in losses to the Fund. Past performance is no guarantee of future results. There is no assurance the Fund will meet their stated objectives.

Past performance is no guarantee of future results. There is no guarantee that any investment will achieve its objectives, generate positive returns, or avoid losses. The Adviser’s reliance on its strategy and judgments about the attractiveness, value and potential appreciation of particular securities and the tactical allocation among investments may prove to be incorrect and may not produce the desired results. No level of diversification can ensure profits or guarantee against loss.

In general, the price of a fixed income security falls when interest rates rise. The Counterpoint Tactical Income Fund (CPITX) may invest in high yield securities, also known as “junk bonds.” High yield securities provide greater income and opportunity for gain but entail greater risk of loss of principal. When the Fund invests in other investment companies, including ETFs, it will bear additional expenses based on its pro rata share of the other investment company’s or ETF’s operating expenses, including the potential duplication of management fees. The risk of owning an investment company generally reflects the risks of owning the underlying investments the investment company holds. The Fund will use model-based strategies that, while historically effective, may not be successful on an ongoing basis or could contain unknown errors. In addition, the data used in models may be inaccurate.

As with all mutual funds, there is the risk that you could lose money through your investment in the Counterpoint Tactical Equity Fund (CPIEX.) To the extent the Fund invests in stocks of foreign corporations, the Fund’s investment in such stocks may also be in the form of depositary receipts or other securities convertible into securities of foreign issuers, including American Depositary Receipts (“ADRs”). The derivative instruments in which the Fund may invest either directly or through an underlying fund, may be more volatile than other instruments.  The risks associated with investments in derivatives also include liquidity, interest rate, market, credit and management risks, mispricing or improper valuation. The NAV of the Fund will fluctuate based on changes in the value of the U.S. and/or foreign equity securities held by the Fund.  Equity prices can fall rapidly in response to developments affecting a specific company or industry, or to changing economic, political or market conditions. The Fund’s use of futures involves risks different from, or possibly greater than, the risks associated with investing directly in securities and other traditional investments.

Disclosures

The forecast and/or opinions may not come to pass and are subject to change. The article contains links to other sites that are not maintained by Counterpoint. We do not review or monitor those websites and we are not responsible for the content of any such linked websites. If you decide to access such linked websites, you do so at your sole risk. Neither Counterpoint nor any of its affiliates are responsible for the information, materials, products or services obtained on or from such other websites, nor will any of them be liable in any respect whatsoever for any damages arising from your access to such websites. Any links to such websites are provided merely for the convenience of our readers and the inclusion of these links does not imply an endorsement, representation or warranty by Counterpoint or any of its affiliates with respect to any such linked websites or the content, products or services contained or accessible through, or the operators of, such websites.

Diversifier Strategy Definitions

Private Equity (PE) is a form of investment in companies that are not publicly traded. Private equity firms raise capital from institutional and accredited investors and use this capital to purchase equity in private companies, with the goal of increasing the company’s value before selling the shares or the entire company at a profit.

Private Credit, also known as private debt or direct lending, refers to loans and other debt investments made by non-bank financial institutions directly to businesses, often those that are not publicly traded. These investments are not traded on public markets and are typically tailored to the borrower’s specific needs.

Cryptocurrency investments refers to allocating capital, often in the form of real money, to virtual assets like Bitcoin and Ethereum, with the expectation of earning a profit through price appreciation. These investments are typically traded on blockchain technology and can be volatile, meaning they can fluctuate significantly in value.

Art Funds are investment vehicles that pool investors’ resources to acquire and potentially sell artworks for profit. These funds are managed by professional art investment firms who handle the selection, storage, insurance, and other logistical aspects of owning and managing a portfolio of art.

Real Estate investing is the practice of buying and owning properties with the goal of generating income or increasing wealth through property appreciation. It involves purchasing, managing, renting, or selling real estate assets. This can include residential properties like homes or apartments, as well as commercial properties like offices, retail spaces, or industrial buildings.

Rare Metals refers to investing in precious metals (like gold, silver, platinum) and rare earth elements. These metals are valuable due to their rarity, industrial applications, and potential for long-term investment. Investing in rare metals can involve purchasing physical bullion or coins, investing in precious metals ETFs, or investing in mining and exploration companies that extract and produce these metals.

Tactical/Trend Following is an investment strategy where investors capitalize on market trends by buying assets when they are rising and selling them when they are falling. It’s a systematic approach that relies on technical analysis and the belief that price movements tend to continue in a particular direction.

Market Neutral/Long-Short is an investment approach that aims to generate profits irrespective of the overall market direction, typically by taking long and short positions in related securities. The strategy aims to minimize exposure to market risk by balancing the impact of market movements on both long and short positions.

Definitions

Accessibility refers to how easily investors can enter or exit an investment, often influenced by minimum investment size, investor qualifications, or platform availability. Greater accessibility allows more investors to participate and diversify their portfolios without significant barriers.

Liquidity is the ease with which an asset can be quickly converted to cash without significantly affecting its price. High liquidity enables investors to quickly access their funds or react to market changes with minimal loss.

Transparency is the degree to which investors have clear, timely, and accurate information about an investment’s holdings, risks, and performance. Transparency builds trust and helps investors make informed decisions based on clear data.

Low to Uncorrelated Return describes an investment whose returns have little or no correlation with broader markets, providing potential diversification benefits. Investments with low or uncorrelated returns can reduce overall portfolio volatility and improve risk-adjusted returns.

Continuous Valuation is the ability to determine the value of an investment at any time, typically through frequent or real-time pricing mechanisms. Continuous valuation provides up-to-date insight into investment performance, aiding timely decisions.

Regulated indicates that the investment or strategy operates under oversight by governmental or financial authorities to ensure compliance with laws and investor protections. Regulation enhances investor protection and reduces the likelihood of fraud or mismanagement.

Risk is the potential for an investment to lose value or for actual returns to differ from expected returns. Understanding and managing risk allows investors to align investments with their return goals and risk tolerance.

Illiquidity premium is the additional expected return investors demand for holding assets that cannot be easily sold or traded. The illiquidity premium compensates investors with higher potential returns for accepting less access to their capital.

Infrequent (Infreq.) refers to something that doesn’t occur frequently such as quarterly statements etc.

Going Long refers to buying an asset with the expectation that its price will increase and then selling it later at a higher price to profit from the appreciation. Essentially, going long is a bullish strategy, where investors believe the asset’s value will rise.

Going Short refers to profiting from a price decline. Essentially, going long is a bullish strategy, where investors believe the asset’s value will rise. Essentially, going short is a bearish strategy, where investors believe the asset’s value will fall.